UPI's Zero-MDR Rule Just Changed: What the 2026 MDR Bill Means for Your Payment Gateway API

UPI's Zero-MDR Rule Just Changed: What the 2026 MDR Bill Means for Your Payment Gateway API

Parliament just passed a bill that lets the government reintroduce MDR on UPI merchant payments for the first time since 2020. Here's what changed, what's still undecided, and what it means for picking a payment gateway API.

Why payment gateway applications get rejected in India, and how to pass the audit in 2026

Why payment gateway applications get rejected in India, and how to pass the audit in 2026

Payment gateway audits got stricter in 2026 after RBI's new merchant due diligence rules took effect. Here's what the UroPay API audit actually checks, the top five reasons applications get rejected, and how to get your site ready before you apply.

How to Avoid Duplicate Charges on UPI Payment APIs: Idempotent Orders and Webhook Handling in 2026

How to Avoid Duplicate Charges on UPI Payment APIs: Idempotent Orders and Webhook Handling in 2026

UPI webhooks are best-effort, not exactly-once. A developer's guide to idempotent order handling, tenantOrderRef, and eventId deduplication on the UroPay API, with a look at how Razorpay and Cashfree handle the same problem.

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